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Profile photo of a State Farm Agent named: Annette Frerichs
State Farm® Insurance Agent

Annette Frerichs

Annette Frerichs Ins Agcy Inc

915 Main St
Bridgeport, NE 69336-0009

Between Kraupies Real Estate and Frankie's Bar & Grill

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 4:30pm
After Hours by Appointment
Call us 24 hours a day!


915 Main St
Bridgeport, NE 69336-0009



Additional Location

Office Info

Office Hours

Tuesday -8:30am to 4:30pm

Thursday -8:30am to 4:30pm

Other times by appointment


345 Main St.
Bayard, NE 69334



This Location

As the holidays arrive in the Nebraska Panhandle and the weather gets cold, we are grateful for many things including our customers and the community we live and work in. We are grateful for our customers, we are grateful to serve our community and as a State Farm agent I am grateful for my amazing team. My team and I are always looking to help our current customers protect from the unknown, as well as talk to new potential customers who want a different experience. We offer in-person and virtual meetings to all customers or potential new customers who are looking for their customized Personal Price Plan. We also love to help business owners, farmer, ranchers and families looking to protect what matters most. Call, text or E-mail us anytime, we are your local option in TOWN NAME. Wishing anyone and everyone who comes across our website an amazing holiday season!

My team and I are passionate about protecting your family and your income with life and disability insurance outside of your work plan. Whether you currently have life insurance with us or another company, we want to talk to YOU. If you are a current customer or are just looking for some quotes for your car, home or business insurance my team is ready and excited to meet you. We offer State Farm’s Personal Price Plan backed by local service you can only get from my agency in Bridgeport & Bayard. My team and I would love to have a conversation around getting coverage in place for your family and protect against the unknown. We would love to welcome you to our office and there is no better time than right now to get a quote! Call us, text the office or send us an E-mail through the website today. In-person or virtual appointments are available. We want to help YOU with your insurance and financial services needs. My team and I pride ourselves on giving our customers a price created just for you. We are have an office in Bridgeport, right on Main St between Kraupie's Real Estate/Auctioneers and Frankie's Bar and Grill. We also have an office in Bayard on the corner of 4th and Main St. We are your State Farm agent for all of Western Nebraska and Eastern Wyoming.

I am a graduate of the University of Nebraska with a degree in Agri-Business. My husband and son both ranch so between my degree and life experience we can help you with your Farm/Ranch insurance needs since we understand this business.

I have been with State Farm since 1988 and have been your local State Farm Agent since 1994.

We offer Auto Insurance, Home Insurance, Farm/Ranch Insurance, Renters Insurance, Life Insurance Health Insurance, Business/Commercial Insurance and Financial Services in both Nebraska & Wyoming. So if you are in either Nebraska or Wyoming stop in or give us a call and we are always ready to help you with your insurance needs and give you a free quote. We are here to help with your insurance needs in Bridgeport, Bayard, Scottsbluff, Gering, Minatare, Harrisburg, Sidney, Dalton, Gurley, Alliance, Hyannis, Oshkosh, Mitchell, Morrill and surrounding towns in Western Nebraska. We are also available to help in Torrington, Burns, Yoder, Lingle, Ft Laramie as well as other Wyoming towns.

Our knowledgeable and licensed team members are available to help you with all your insurance needs.

I am married and have we have raised two children who are both married and still live in Western Nebraska. We also have a grand daughter who we love to spend time with. I also have a beautiful Bernese Mountain, dog named Louie, who likes to come to the office sometimes.

I am involved now and in the past with Bridgeport Teammates, Bridgeport Chamber of Commerce, prior board member for the Bayard School Board, Bridgeport Lions Club, Bayard Sugar Valley Growth and Development, Panhandle Community Services prior board member.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The mission of the team at the Annette Frerichs - State Farm -Insurance Agency is to provide superior personalized service and to be a resource that listens and asks questions to help people manage the risks they face, recover from their tragedies and realize their dreams for the future.

State Farm’s Mission Statement: To help people manage the risk of everyday life, recover from the unexpected, and realize their dreams.

MY TEAM AND I HAVE COMBINED OVER 80 YEARS EXPERIENCE - We are here to help you with all of your insurance and financial services needs. You can call us or visit either office or text/email us.

Amanda Kepler State Farm Agent Team Member

Amanda Kepler

Insurance Account Representative

Amanda joined our team in early 2020 and grew up in the area.  She is a graduate of Chadron State College with a Business Degree in Finance and Management.  She and her husband have 3 kids, a daughter and twin boys that keep her busy when she’s not in the office.  She enjoys helping others and being able to help her husband with farm and harvest work during the summer.  Give Amanda a call to get a quote on auto, home, or business insurance. 


Greg Schmall

Greg is a lifelong resident of Bayard area having grown up on a farm. Graduated from UN-L and worked for my college fraternity for two years before coming back to farm with my Dad. Three years later State Farm Agent Maynard Clarke, in Bayard and Bridgeport, NE gave him the opportunity for some part-time winter work. This began a 40 year insurance career and then as company representative for a crop insurance company. He retired in 2020 from that, but has now decided to continue his insurance industry experience and help both customers and the Annette Frerichs State Farm Agency. Greg has been married for 43 years to Vickie, a retired RN. They have three grown boys; two with families and four grandchildren. Greg & Vickie enjoy church work, yard and garden work, Sudoku, historical reading and in-country travel. They also are Huskers, Rockies and Broncos fans. Give Greg a call to talk to him about auto, home, farm/ranch and life insurance.